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About Us

PLIC provides individual, group life and savings solutions through a vast network of over 10,000 Post Offices and 47 field offices spanning all over Pakistan

Anticipated Endowment Assurance Plan

This plan is suitable when you want the payment in installments. In which 25% of the sum assured shall be paid at the end of 1/3rd term and 25% at the end of 2/3rd term and remaing 50% shall be paid once the term is matured.

Why our Anticipated Endowment Assurance Plan?

Death Benefit:

  • 100% Basic Sum Assured, PLUS
  • Accured Bonuses, if any

Survival & Maturity Benefit:

  • 25% of the Sum Assured at the 1/3rd of the policy term, PLUS
  • 25% of the Sum Assured at the end of 2/3rd of the policy Term, PLUS
  • 50% Sum Assured including accured bonuses at the end of policy term

Surrender Value:

  • Accumulated Surrender Value of Sum Assured, PLUS
  • Surrender Value of Accured Bonuses, if any

*You may surrender your policy after payment of two years premium in full and completion of two policy years.

Terms & Age Limits

Sr No Description Minimum Maximum
1 Entry Age 20 years 55 years
2 Mautrity Age 32 years 70 years
3 Policy Terms 12 years 30 years or upto 70 years of age
4 Premium Payment Terms 12 years Up to Policy Term

Other Features:

Policy Loan

  • During the policy term the policyholder can avail loan against his policy, the laon amount can be up to 80% of the surrender value

Tax Credit

  • You can avail Tax Credit up to 20% of your taxable income.

Bonus Allocation

  • This is a participating contract under which 90% of the profit is distributed among eligibal policyholders in the form of bonuses.

Supplementary Riders:

Paying minimal additional premium you may opt any of the following supplementary riders;

  • Accidental Death Benefit (ADB)
  • Additional Sum Cover will be payable in case of accidental death to the insured
  • Accidental Death & Disability Benefit ( AD&D)
  • Additional Sum Assured in case of accidental death and total permanent disability and 50% of sum assured in case of partial disability to the insured due to accident.
  • Benefit for Treatment of Cancer
  • Full sum assured opted under this rider will be payable on diagnosis of Cancer to the insured
  • Benefit for Bypass Surgery
  • Sum Assured opted under this rider will be payable on bypass surgery to the insured

Standard Sum Assured Limits

  • Minimum
    Rs. 25,000/-

    Maximum
    Case to Case Basis

Mode of Premium Payment

  • Annually Semi-Annually Quarterly Monthly